General Article How much your spending on ‘nice-to-haves’ is really costing you

Topic Selected: Money Matters Book Volume: 452

Calculate the amount you’re frittering away – and how it adds up over time.

By Esther Shaw

Millennials and Gen Z have long complained they’ve been locked out of the property market by soaring prices – and now by higher mortgage costs as the low-interest rate era comes to an end.

There’s no denying younger people face added economic challenges. With the cost of living front of mind, many are back under their parents’ roof, while those living away from home are faced with extortionate rent.

And...

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